BDO Buy Now, Pay Later

Qualified BDO Credit Cardholders may avail of BUY NOW, PAY LATER (BNPL)
at any Havaianas store nationwide!

0% interest up to 24 months term

Regular installment with a low 1% add-on rate per month for up to 36 months term
The first monthly installment due on BUY NOW, PAY LATER transaction will be billed to the Cardholder on the next statement cycle after the transaction date. Payment is due 25 days after the statement cut-off.


Promo Period
until December 31, 2024

Qualified Cards
Credit Cardholders
(Mastercard, Visa, American Express, JCB, UnionPay and Diners Club)



Promo Mechanics

  1.  The Program is open to all active Principal and Supplementary Credit Cardholders of BDO (Mastercard, Visa, JCB, American Express, Diners Club and UnionPay). Corporate Cards, Distribution Cards and Purchasing Cards are excluded from the Program.

  2.  The Program will run until December 31, 2024 at any Havaianas store nationwide.

  3. Qualified BDO Credit Cardholders may avail of BUY NOW, PAY LATER (BNPL) options in-store or online:
    • 0% interest up to 24 months term
    • Regular installment with a low 1% add-on rate per month for up to 36 months term

  4. The first monthly installment of a transaction under the BUY NOW, PAY LATER Program will be billed to the Cardholder on the next cycle after the transaction date and payment thereof is due 25 days after the statement cut-off. Please see sample below: 
  5. Participating stores have the sole discretion to determine the minimum required purchase amount, term(s), item(s)/ and/or service(s) and channel(s) applicable for the Zero Percent (0%) interest offering.

  6. For Regular Installment, monthly add-on rates below will apply: 
  7. All BDO BUY NOW, PAY LATER transactions are subject to bank approval.

  8. The entire BUY NOW, PAY LATER transaction amount shall be deducted from the Cardholder's available credit limit.

  9. BDO may, at its sole and absolute option, accommodate cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the in-store BUY NOW, PAY LATER transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.

  10. In case of dispute in respect of but not limited to BDO Credit Cardholder's eligibility, coverage of dates, fulfillment, BDO's decision shall prevail. All questions or disputes regarding the Cardholder's eligibility for the Promo shall be resolved by BDO in concurrence with DTI.

  11. All complaints will be handled within 7 to 10 banking days from receipt of complaint, provided with complete information, proof of purchase and other supporting documents.

  12. The Promo is subject to the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards.

Terms & Conditions

  1. Qualified cardholders may avail of the Zero Percent (0%) interest for a minimum single purchase worth 3,000, subject to existing minimum BUY NOW, PAY LATER amount agreement with partner merchant.
  2. Zero Percent (0%) interest is applicable if the cardholder pays his/her monthly BUY NOW, PAY LATER in full.
  3. Partner merchant/s have sole discretion on the term/s and item/s applicable for the Zero Percent (0%) offering.
  4. For items not included in the 0% offer, click here to view the regular monthly add-on interest rates.

    Click here for BUY NOW, PAY LATER Sample Computation.

  5. Availment of the BUY NOW, PAY LATER Later shall be subject to bank approval.
  6. The entire BUY NOW, PAY LATER transaction shall be deducted from the available credit limit.
  7. BDO may, at its sole and absolute option, accommodate Cardholder’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the BUY NOW, PAY LATER transactions, provided that the Cardholder's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding BUY NOW, PAY LATER Processing Fee of 5% of the total remaining balance or 300, whichever is higher, will be charged to the Cardholder’s account. After BDO has approved the Cardholder's acceleration, the total accelerated amount due and the corresponding BUY NOW, PAY LATER Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.

Per DTI Fair Trade Permit No. FTEB-197106, Series of 2024.

 

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